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Is it OK to buy furniture before you close on a house?

A long time ago, my husband and I took out a mortgage for a property. As we were waiting for the loan to close, we decided to buy some new furniture for the home. Specifically, we opted to charge the purchase of several thousand dollars worth of furniture on a credit card in order to earn rewards points that we could redeem for merchandise or cash back.

This seemed like a good idea at the time, but it ended up causing us a host of problems and it almost made it impossible to close on my mortgage and get the

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